That leads me back to the statement of not understanding how people with that level of illness aren't considered disabled. Can't help but see the pharmaceutical issue of cancer treatments as being a problem caused by that industry and not the insurance industry and the government is even more stingy when it comes to medications. Agree no one should be presented with financially crippling bills for hundreds of thousands of dollars for medications for one patient, not the patient and not the insurance company, and if the government were the ones presented with that bill then they might do something about the absurdity of big pharma. Pharmaceuticals are a separate problem and the government also denies coverage for medications for people on government health plans. It's my understanding that people needing transplants are generally on a waiting list; don't really understand how that works, or if people's placement on the list is determined by finances, but if you say it's true then will accept that as true. It's also bothersome that people look at it that way, financial ruin or otherwise refusing themselves treatment. Have known people with overwhelming medical bills, and they filed medical bankruptcy without having to forfeit any personal assets. From my understanding that's not uncommon practice to get medical bills off people's back, and part of the reason for the high general cost of care. Also lost a family member to cancer a couple of years ago and their medications were obtained by the doctors directly from the pharma company at no cost. Don't know how that was done, but do know it's done. People choosing to die because of money is absurd, and if physicians are allowing people to die, or if hospitals are refusing needed surgeries over finances then they should be held legally accountable for that. Don't claim to know how to correct the financial issue within US health care, but pharma is a bad place to start with an argument that the government can do a better job of it, because they don't.