Not really like "Go Into Debt" because my old smart investments are eventually paying for everything, but we are having a brand new high efficiency cooling system installed.
We updated our heating six years ago, but the outdoor unit (condenser?) is still out of date. It was a cold day in January (-19F/-29C) on the day the heating part of the system was replaced.
There was no way to do the whole cooling part of the thing with those temperatures outside. Anyway, five months later when the thoughts of air conditioning emerged, I took a shortcut and kept the old outdoor unit (partially updated at the time with new guts) out of fears that affording "The Best" was just not going to be possible for us right then.
So this thirty year old outdoor unit has now become a little dodgy and makes a funny noise.
Businesses scrambling to survive this economy, virus, lock downs, election year, distancing, civil unrest or people just not confident that there will be a palatable future has brought forward some great deals on major home investments.
Fortunately, as we are still able to chew our personal economic mouthful, we found ourselves a great deal on a new, WAY updated cooling system for no interest/12 months.
Half the revenue from a year's dividends from just my rare coin auctions will pay for this. BUT, I still have to sign a Paper, promising a portion of my future away to do this whole thing. Liquid cash always seems short of wants. Kind of like, "Bird In The Hand" thinking, but this option will be good for us.
We have tried so hard to get completely out of debt, but I think this is a smart move. Hardest sell was convincing my wife that this investment will be worth the step backward in our task.
Tomorrow will be a big day for us.
