Well, I did not pay off the house.
We had tendered the advise of two financial advisers as to how to deal with my latest horror (company sold out holding some of my investments and de-valued the stock to make the sale. Ends up I lost about one hundred ninety thousand investment dollars over the past two years. They locked all accounts last year due to the impending sale of the company and now that things have settled they were just going to send us all a check for our investments. Whole shit stinks and I have no recourse, except to pay taxes on the incoming check and just suck it). I sought professional financial advise.
The advise from both companies was that we should just re-invest (into a pre-tax account) the proceeds from the sold out company and refinance our mortgage at a lower rate and just set my newly gained Social Security Administration payments aside to help pay off the loan in record time. Kind of makes sense to me.
We will finish this whole thing up this coming week. I hope. Well, next year I will be sent another check for the remainder of my investment, plus any possible gain (probably will be a loss - about one hundred sixty thousand in net after a similar decrease - compared to the last reduction.)
I thought I was going to retire and give myself a raise. Well it is more complicated than that.
Except for all the losses while the company sold itself, I think I am still OK. My financial advisers tell me that we are doing great and one guy said I wish I had so much on the ball.
Assuming that neither of us gets hurt at work or that my wife's company does not choose to go on strike this year (the contract is in negotiation this year and it is looking scary.) we "might" be OK.