She is 23
She looks and acts like a teen
And from what you've described, college student, loads of friends, monies, cool toys, good looking, young. Yeah. Shes out of your fucking league.
You're over 50, you have an okcupid account even though you're married, by the sound of your activites (getting drunk on a boat a lot) it sounds like you've been having an extended mid life crisis because you're too much of a pussy to get over it. You look like a retarded version of Dustin Hoffman, and you're a tiny framed unemployed geek.
Excuse me while I laugh at you. HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA! You're a fucking loser, dude! *points* HAH what a faggot!