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Author Topic: American Health Care  (Read 1888 times)

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Offline renaeden

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Re: American Health Care
« Reply #75 on: October 25, 2012, 06:09:34 AM »
If you're on Social Security disability, doesn't that come with Medicaid or Medicare?
It comes with medicaid or medicare (dont remember wich one) but you have to pay for it, And I opted out of it because of this. So I only have part A. (I believe there are 4 parts, A B C & D)  I did give them my part A card Wich I thought was for emergencies only but they still billed me for some reason
A is free (as you know) and helps cover:  inpatient care in hospitals, skilled nursing facility care, hospice care and home health care. 
B helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventative services.  There is a premium for this.
C is Medicare Advantage and covers all benefits and services covered under A and B, usually prescriptions, and some extra benefits.
D helps cover the cost of prescription drugs.  There is usually a premium for this.
American health care seems really complicated to me.

I can sort of understand the NHS, it seems a bit like Australia's health care system.
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Offline Parts

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Re: American Health Care
« Reply #76 on: October 25, 2012, 06:38:00 AM »
Complication and confusion I believe is part of the plan, people will either give up or get the paperwork wrong therefore there is no insurance pay out.
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Offline Jesse

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Re: American Health Care
« Reply #77 on: October 25, 2012, 08:15:54 AM »
If you're on Social Security disability, doesn't that come with Medicaid or Medicare?
It comes with medicaid or medicare (dont remember wich one) but you have to pay for it, And I opted out of it because of this. So I only have part A. (I believe there are 4 parts, A B C & D)  I did give them my part A card Wich I thought was for emergencies only but they still billed me for some reason

A is free (as you know) and helps cover:  inpatient care in hospitals, skilled nursing facility care, hospice care and home health care. 
B helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventative services.  There is a premium for this.
C is Medicare Advantage and covers all benefits and services covered under A and B, usually prescriptions, and some extra benefits.
D helps cover the cost of prescription drugs.  There is usually a premium for this.
Oh thanks queen. I guess part A will pay for it then so I wont worry about it
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Offline Queen Victoria

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Re: American Health Care
« Reply #78 on: October 25, 2012, 08:36:29 PM »
If you're on Social Security disability, doesn't that come with Medicaid or Medicare?
It comes with medicaid or medicare (dont remember wich one) but you have to pay for it, And I opted out of it because of this. So I only have part A. (I believe there are 4 parts, A B C & D)  I did give them my part A card Wich I thought was for emergencies only but they still billed me for some reason

A is free (as you know) and helps cover:  inpatient care in hospitals, skilled nursing facility care, hospice care and home health care. 
B helps cover services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and some preventative services.  There is a premium for this.
C is Medicare Advantage and covers all benefits and services covered under A and B, usually prescriptions, and some extra benefits.
D helps cover the cost of prescription drugs.  There is usually a premium for this.
Oh thanks queen. I guess part A will pay for it then so I wont worry about it

Sorry, nope, they won't.  Based on what you wrote, you weren't admitted to the hospital, but were treated on an outpatient basis.  In any case Part A does not cover any doctor bills at all.
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Offline El

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Re: American Health Care
« Reply #79 on: October 26, 2012, 05:44:42 AM »
Complication and confusion I believe is part of the plan, people will either give up or get the paperwork wrong therefore there is no insurance pay out.
Somewhat, yes.  There's convolutedness as a non-directed result of bureaucracy, but yeah, some is deliberate, and very bullshitty.

One good example is that, oddly enough, people's SSDI (when they get it) ends up being juuuuuuuuust enough to disqualify them from free state health insurance.

Free national healthcare for everyone is a major advantage, especially for poorer people. When done right, that is.

Sadly the health system here is in shambles. It's considered one of the worst in Europe. They claim there's not enough funding, but I always question on how healthcare was actually BETTER back when Ireland was much poorer.

The people who complain about the NHS seem to be the type that whinge and moan... about everything. Frankly I find the NHS to be brilliant compared to the healtcare system here, and people like my uncle vouch on it.


As for Americans being against this, I frankly find it a bit stupid. It's for everyone, it's free and you would be soon thanking that you don't have to empty your entire savings in hospital bills.
Well, "free" in a sense, not free in a sense; it would be paid from taxes, and there's concern it would add to the already-astronomical national debt.  That said, I think yes, it would be ideal to implement; the positives outweigh the negatives by quite a bit, and there's better ways to balance the budget (not that we'll enact most of them).
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Offline Beardy McFuckface

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Re: American Health Care
« Reply #80 on: October 26, 2012, 08:04:14 AM »
I'd rather pay extra taxes for something like healthcare rather than the bullshit we're expected to pay for.

(I don't pay taxes, yay for spazz money :zoinks:)

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Re: American Health Care
« Reply #81 on: October 26, 2012, 08:14:32 AM »
I nominally pay tax but not in reality, since I also live on spazz money  :thumbup:

Offline Adam

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Re: American Health Care
« Reply #82 on: October 26, 2012, 04:15:40 PM »
I'd rather pay extra taxes for something like healthcare rather than the bullshit we're expected to pay for.

:agreed:

I don't pay taxes right now either, but once I do, I will be happy to be contributing towards "free" healthcare. Obviously it's not free in that sense, but in the sense that no one has to pay directly for their healthcare, it is free. I think the NHS and welfare state in general is one of, if not the, best thing about the UK

Offline 'andersom'

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Re: American Health Care
« Reply #83 on: October 26, 2012, 05:10:14 PM »
I'd rather pay extra taxes for something like healthcare rather than the bullshit we're expected to pay for.

:agreed:

I don't pay taxes right now either, but once I do, I will be happy to be contributing towards "free" healthcare. Obviously it's not free in that sense, but in the sense that no one has to pay directly for their healthcare, it is free. I think the NHS and welfare state in general is one of, if not the, best thing about the UK
:indeed:

Not completely free here, but, I never have to worry if I can afford to go to a doctor.

At the moment, not paying taxes either, but, would love to contribute to that. And, am having no problems at all that what I pay for obligatory health insurance is to the benefit of all.
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