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Author Topic: what are your money-loaning standards among friends?  (Read 1307 times)

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Offline ZEGH8578

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what are your money-loaning standards among friends?
« on: October 25, 2011, 11:29:41 PM »
what are your customs, limits?
i have loaned out upto 1000 krones (180usd), but only when i know _the exact time_ ill get it back, and that it is within few days (so not to drift into the realm of forgetfulness)

otherwise, ill loan out hundreds of krones, and be patient about being paid back.
anything below 50 krones (about 10 bucks) i consider a gift, and wont demand back.

a friend of mine once wanted 15 krones back, that i borrowed from him once. this guy always does shit like that tho, i saw a post-it-note once, where he wrote up 3 krones, someone owed him (half a dollar).
when he asked for the 15 krones, i simply told him to fuck off. had it been 150 krones, i woulda gladly paid back :M

i REALLY dislike borrowing money myself, but for that i go by the same rules. i wont borrow more than 1000 krones, and only if i _know_ i can pay it back swiftly.

my upper limit is, lets say 200 dollars.
my lower is 10-20 (depending on mood. and it goes both ways. im not paying back a loan below 10 bucks :D)

Offline Parts

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Re: what are your money-loaning standards among friends?
« Reply #1 on: October 25, 2011, 11:36:48 PM »
Mostly no more than I would just give them outright as getting it back is always kinda iffy.  The most I have ever had out though was just about $5000 to my brother though not money but him using my credit accounts at supply houses. Most people would be a few hundred though
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eris

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Re: what are your money-loaning standards among friends?
« Reply #2 on: October 25, 2011, 11:44:59 PM »
I don't. Not more than 10$. But I have done random nice things. Last year I bought my friend an alternator. He really really needed it.
« Last Edit: October 29, 2011, 02:46:22 PM by eris »

Offline ZEGH8578

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Re: what are your money-loaning standards among friends?
« Reply #3 on: October 25, 2011, 11:57:14 PM »
I don't. Not more than 10%. But I have done random nice things. Last year I bought my friend an alternator. He really really needed it.

aw thats also good :D

Offline renaeden

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Re: what are your money-loaning standards among friends?
« Reply #4 on: October 26, 2011, 12:05:23 AM »
^Yeah that is a nice thing to do.

I haven't lent money as such but recently I drove my friend to appointments and things when she couldn't drive herself. She repaid me by buying me nice lunches and she also bought me a present.

I gave my parents over $30 000 (can't remember the exact amount, I am shit when it comes to money) to pay off their house when I sold my flat. Now that I am living with them I am able to save money so it is like they are paying me back in a way.
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Offline ZEGH8578

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Re: what are your money-loaning standards among friends?
« Reply #5 on: October 26, 2011, 12:11:50 AM »
^Yeah that is a nice thing to do.

I haven't lent money as such but recently I drove my friend to appointments and things when she couldn't drive herself. She repaid me by buying me nice lunches and she also bought me a present.

I gave my parents over $30 000 (can't remember the exact amount, I am shit when it comes to money) to pay off their house when I sold my flat. Now that I am living with them I am able to save money so it is like they are paying me back in a way.

damn thats quite a lot of money :I

im not a slave of principle, when it comes to money. if i loan away a sizeable chunk (im on welfare myself :D) my main concern is to be re-paid in time for me not to starve while waiting :D
if i have enough ill let more slip.

last was 450 krones i borrowed from my friend alex, and i repaid him w a 500 bill. he got very distraught by it, he didnt want the "responsability" of now owing me 50 in return, despite me telling him to relax, "consider it a gift! buy me a beer sometime!" we were even going to his place, and he was offering pizza, so i told him to consider the surplus 50 pizza-money, but he refused, and went to a store to break the bill and stuff :I

Offline bodie

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Re: what are your money-loaning standards among friends?
« Reply #6 on: October 26, 2011, 07:10:47 AM »
I keep it simple really,  if i got it -  you can have it!

I seem to acquire cars,  so mostly i find i lend out cars, or
i do have a Mercedes Sprinter van which i lend out a lot
too.

I rarely have heaps of cash.  I used to earn a fair bit when
i was working,  and am still owed money from then.

I will give mates a bed for the night,  or a week or so.

I live day to day, week to week, so i tend to use up all
my money,  but if i got some, yeah sure, i would lend it
out.
blah blah blah

Offline PuppetSockPenguin

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Re: what are your money-loaning standards among friends?
« Reply #7 on: October 26, 2011, 07:12:31 AM »
Easy: I don't have money, so I don't lend it.
I don't borrow it because I can't afford to be in debt.

My friends and I will pay for small things like coffee for each other and not worry about keeping score.

Offline Pyraxis

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Re: what are your money-loaning standards among friends?
« Reply #8 on: October 26, 2011, 07:16:03 AM »
I don't lend because I would never get it back. Can't afford the social energy it would take to track people down and nag them.
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Offline Queen Victoria

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Re: what are your money-loaning standards among friends?
« Reply #9 on: October 26, 2011, 08:55:36 AM »
I usually don't lend or borrow.  Will swap buying meals occasionally with a specific friend.

Have given my sister money around the winter holidays and her birthday so that she can enjoy buying some extra groceries.
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midlifeaspie

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Re: what are your money-loaning standards among friends?
« Reply #10 on: October 26, 2011, 09:12:20 AM »
Neither a borrower nor a lender be, for loan oft loses both itself and friend.

Offline Zippo

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Re: what are your money-loaning standards among friends?
« Reply #11 on: October 26, 2011, 11:18:48 AM »
When it comes to friends i do borrow money but its rarely more than 20 cad. Gluey used to keep a tab for me if i ever forgot my moneys and than i would pay her back later. My friend maciej i will get to buy me junk food when he cones over and pay him when he gets to my place. I will also buy pizza for him and junk food. We keep track sometimes but when someone buys twice in a row no one really cares. Its just to make sure someone dosnt buy all the time

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Offline odeon

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Re: what are your money-loaning standards among friends?
« Reply #12 on: October 26, 2011, 11:38:06 AM »
I don't, usually. Not beyond lunch money or similar, but then I would prefer the person to buy me lunch at some point instead.
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Re: what are your money-loaning standards among friends?
« Reply #13 on: October 26, 2011, 12:28:51 PM »
I don't like to lend, it leads to disappointment, but it really depends on the situation. I've worked for people in the past that spotted something on Ebay but didn't have an account, and I remember charging a few thousand on my credit card in the span of a few minutes. But he also had a 14 room house, Versace dinnerware, and a Christmas tree decorated in over $25,000 worth of Radko ornaments, so it was basically a no-risk situation. :LOL:

I'll give normally if I don't care about or need it back.

Except for the truck, I normally won't lend a vehicle unless hell freezes over.
« Last Edit: October 26, 2011, 12:30:35 PM by Icequeen »

Osensitive1

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Re: what are your money-loaning standards among friends?
« Reply #14 on: October 26, 2011, 03:56:51 PM »
It's never come up, so not sure. Once had a friend and she told me it was nice to have a friend who never asked for money.