In spite of having no meds for the past month and limted meds for the past nine months, I have managed to pay all of my bills on time.
I confess to being the tiniest bit obsessive about this since the past Mr. Train Wreck would pay some bills twice, send the wrong check to the company, or find an unpaid bill in a stack of opened envelopes two months later. I have to blame another bit of it on Py, who said to me a few years ago, "If you get everything now, what will you have to collect in the future?" (We were shopping for dice). I actually have a good credit rating which in 10 months of train wrecks in other areas, I've only managed to harm instead of destroy.
I suspect that after years of using spreadsheets and tables to keep track, I actually may have developed a habit.